SUMMONS BY PUBLICATION
Case No.: 25CV51078 IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF LANE PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF SUSAN M RAY AKA SUSAN MARIE RAY AKA SUSAN RAY; COREY RAY; CURTIS WAYNE RAY; RAY KLEIN INC. DBA PROFESSIONAL CREDIT SERVICE; OCCUPANTS OF THE PROPERTY, Defendants. TO: Unknown Heirs and Devisees of Susan M Ray aka Susan Marie Ray aka Susan Ray You are hereby required to appear and defend the Complaint filed against you in the above entitled cause within thirty (30) days from the date of service of this summons upon you, and in case of your failure to do so, for want thereof, Plaintiff will apply to the court for the relief demanded in the Complaint.
NOTICE TO DEFENDANT: READ THESE PAPERS CAREFULLY!
You must “appear” in this case or the other side will win automatically. To “appear” you must file with the court a legal paper called a “motion” or “answer.” The “motion” or “answer” (or “reply”) must be given to the court clerk or administrator within 30 days of the date of first publication specified herein along with the required filing fee. It must be in proper form and have proof of service on the plaintiff’s attorney or, if the plaintiff does not have an attorney, proof of service on the plaintiff. If you have questions, you should see an attorney immediately. If you need help in finding an attorney, you may call the Oregon State Bar’s Lawyer Referral Service at (503) 684-3763 or toll-free in Oregon at (800) 452-7636. If you are a veteran of the armed forces, assistance may be available from a county veterans’ service officer or community action agency. Contact information for a local county veterans’ service officer and community action agency may be obtained by calling the 2-1-1 information service. Additionally, contact information for a service officer appointed under ORS 408.410 for the county in which you live and contact information for a community action agency that serves your area can be found by visiting the following link: https://www.oregon.gov/odva/services/pages/county-services.aspx and selecting your county. You can also access a list of Veterans Services for all Oregon counties by visiting the following link: https://www.oregon.gov/odva/Services/Pages/All-Services-Statewide.aspx. The relief sought in the Complaint is the foreclosure of the property located at 810 E Monroe Ave, Cottage Grove, OR 97424. Date of First Publication: McCarthy & Holthus, LLP Grace Chu OSB No. 220848 920 SW 3rd Ave, 1st Floor Portland, OR 97204 Phone: (971) 201-3200 [email protected] Of Attorneys for Plaintiff IDSPub #0261511 11/20/2025 11/27/2025 12/4/2025 12/11/2025
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1019903-BF Reference is made to that certain deed made by, ARNOLD J. BUDDING AND JOY LYNN BUDDING, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY, as trustee, in favor of OREGON PACIFIC BANK, as Beneficiary, dated 5/8/2007, recorded 5/15/2007, in official records of LANE County, Oregon in book/reel/volume No. and/or as fee/file/instrument/microfilm/reception number 2007-032757 and subsequently assigned or transferred by operation of law to LoanCare, LLC covering the following described real property situated in said County, and State. APN: 18-12-27-23-09400 1173697 LOT 580, GREENTREES FIRST ADDITION, AS PLATTED AND RECORDED IN BOOK 70, PAGE 12, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 1601 N RHODODENDRON DR SPACE 580, FLORENCE, OR 97439 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $9,073.97 TOTAL REQUIRED TO PAYOFF: $54,274.90 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 1/1/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 2/25/2026 at the hour of 1:00pm, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the Front Entrance to the Lane County Courthouse, located 125 East 8th Avenue, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest ARNOLD BUDDING 1601 N RHODODENDRON DR SPACE 580 FLORENCE, OR 97439 Original Borrower JOY BUDDING 1601 N RHODODENDRON DR SPACE 580 FLORENCE, OR 97439 Original Borrower For Sale Information Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1019903-BF Dated: 10/9/2025 Quality Loan Service Corporation, as Trustee Signature By: Daniel Lazos, Assistant Secretary Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0250862 11/13/2025 11/20/2025 11/27/2025 12/4/2025
TRUSTEE’S NOTICE OF SALE
TS No. OR08000109-25-1 APN 0204113 || 17-03-25-21-11300 TO No 92443554 Reference is made to that certain Trust Deed made by, PAUL H. MCLAUGHLIN as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for CITADEL SERVICING CORPORATION DBA ACRA LENDING, Beneficiary of the security instrument, its successors and assigns, dated as of September
8, 2021 and recorded on September
13, 2021 as Instrument No. 2021-059442 and the beneficial interest was assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF THE MFA 2022-NQM1 TRUST and recorded June 5, 2025 as Instrument Number 2025-016436 of official records in the Office of the Recorder of Lane County, Oregon to-wit: APN: 0204113 || 17-03-25-21-
11300 BEGINNING AT A POINT IN THE EAST LINE OF THE WILLIAM SPENCER DONATION LAND CLAIM NO. 50, NOTIFICATION NO. 3265, TOWNSHIP 17 SOUTH, RANGE 3 WEST OF THE WILLAMETTE MERIDIAN, 40.33 CHAINS NORTH OF THE SOUTHEAST CORNER OF SAID CLAIM; SAID POINT BEING AT THE INTERSECTION OF THE CENTER LINE OF COUNTY ROAD NO. 1141 WITH THE CENTER LINE OF COUNTY ROAD NO. 667, SAID POINT BEING ALSO ON THE LINE BETWEEN SECTIONS 24 AND 25, SAID TOWNSHIP AND RANGE; RUN THENCE WEST ALONG SAID SECTION LINE 18.655 CHAINS TO THE POINT OF BEGINNING OF THIS TRACT; FROM SAID POINT OF BEGINNING RUN SOUTH PARALLEL WITH EAST LINE OF SAID SPENCER DONATION LAND CLAIM 459.88 FEET; THENCE WEST PARALLEL WITH THE ABOVE DESCRIBED SECTION LINE 94.71 FEET; THENCE NORTH PARALLEL WITH EAST LINE OF SAID SPENCER DONATION LAND CLAIM 459.88 FEET AND THENCE EAST ALONG SAID SECTION LINE 94.71 FEET TO POINT OF BEGINNING, IN LANE COUNTY, OREGON.EXCEPT THAT PORTION CONVEYED TO LANE COUNTY, A POLITICAL SUBDIVISION, BY WARRANTY DEED RECORDED AUGUST 14, 1991, DOCUMENT NO. 91-038736, OFFICIAL RECORDS. Commonly known as: 1589 HAYDEN BRIDGE ROAD, SPRINGFIELD, OR 97477 Both the Beneficiary, Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as Trustee of the MFA 2022- NQM1 Trust, and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: Failed to pay payments which became due Monthly Payment(s): 8 Monthly Payment(s) from 03/01/2025 to 10/15/2025 at $1,870.85 Total Late Charge(s): Total Late Charge(s) at $607.36 By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $261,241.73 together with interest thereon at the rate of 5.24900% per annum from February 1, 2025 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on February 23, 2026 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, inside the main lobby of the Lane County Courthouse, 125 E 8th Ave, Eugene, OR 97401 County of Lane, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/07/2025 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252- 8300 NPP0480055 To: CRESWELL CHRONICLE 11/13/2025, 11/20/2025, 11/27/2025, 12/04/2025
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1020675-RM Reference is made to that certain deed made by, NATHAN R LARSON as Grantor to CLEAR RECON CORP, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”), as nominee for GUILD MORTGAGE COMPANY, its successors and assigns, as Beneficiary, dated 11/13/2018, recorded 11/15/2018, in official records of LANE County, Oregon in book/reel/volume No. and/or as fee/file/instrument/microfilm/reception number 2018-053212 and subsequently assigned or transferred by operation of law to NewRez LLC d/b/a Shellpoint Mortgage Servicing covering the following described real property situated in said County, and State. APN: 0358240 17-04-11-14-02112 LOT 1, BLOCK 2, RIVER LOOP SUBDIVISION, AS PLATTED AND RECORDED IN BOOK 31, PAGE 4, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 3088 DALEWOOD ST, EUGENE, OR 97404 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $15,672.62 TOTAL REQUIRED TO PAYOFF: $201,048.30 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 3/1/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 3/11/2026 at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the Front Entrance to the Lane County Courthouse, located 125 East 8th Avenue, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest NATHAN LARSON 3088 DALEWOOD ST EUGENE, OR 97404 Original Borrower For Sale Information Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1020675-RM Dated: 10/14/2025 Quality Loan Service Corporation, as Trustee Signature By: Jeff Stenman, President Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0250972 11/20/2025 11/27/2025 12/4/2025 12/11/2025
TRUSTEE’S NOTICE OF SALE
TS No. OR09000038-25-1 APN 0816379 | 1901142403600 TO No 250302129-OR-MSI Reference is made to that certain Trust Deed made by, ROBERT LEE ERSPAMER as Grantor to CASCADE TITLE as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for BANK OF THE PACIFIC, Beneficiary of the security instrument, its successors and assigns, dated as of September 28, 2020 and recorded on October 2, 2020 as Instrument No. 2020-056375 and the beneficial interest was assigned to SELECT PORTFOLIO SYSTEMS, INC. and recorded August 1, 2023 as Instrument Number 2023-022239 of official records in the Office of the Recorder of Lane County, Oregon to-wit: APN: 0816379 | 1901142403600 BEGINNING AT A POINT SOUTH 82° 56` EAST 332.53 FEET FROM THE NORTHWEST CORNER OF TRACT NO. 34 OF MEADOWS ADDITION TO LOWELL, OREGON, A 1 1/2 INCH IRON PIPE; AND PROCEEDING THENCE SOUTH 82° 56` EAST 70.18 FEET; THENCE SOUTH 04° 12` WEST 241,41 FEET; THENCE WEST 13.14 FEET; THENCE NORTH 61.85 FEET; THENCE WEST 56.50 FEET; THENCE NORTH 05° 23` EAST 188.37 FEET TO THE POINT OF BEGINNING, IN LANE COUNTY, OREGON. Commonly known as: 340 E MAIN ST, LOWELL, OR 97452 Both the Beneficiary, SELECT PORTFOLIO SERVICING, INC., and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: Failed to pay payments which became due Total Monthly Payment(s): Total Monthly Payment(s) from 01/01/2025 to 10/08/2025 at $10,497.68 Total Late Charge(s): Total Late Charge(s) at $187.20 By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $163,534.09 together with interest thereon at the rate of 2.87500% per annum from December 1, 2024 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on February 25, 2026 at the hour of 01:00 PM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, Front Entrance, Lane County Courthouse, 125 East 8th Avenue, Eugene, OR 97401 County of Lane, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/02/2025 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 NPP0479707 To: CRESWELL CHRONICLE 11/13/2025, 11/20/25, 11/27/25, 12/04/25
TRUSTEE’S NOTICE OF SALE
Reference is made to that certain Trust Deed made by VIDA LEA, LLC, an Oregon limited liability company, as Grantor, to Fidelity National Title Company as Trustee, in favor of Scott A. Jackson as beneficiary, dated June 2, 2022, recorded on June 3, 2022, in the Records of Lane County, Oregon, as Instrument No. 2022-024728, covering the following described real property situated in the above-mentioned county and state, to wit:
Beginning at a point 566.53 feet North and 641.30 feet East of the Southwest corner of Section 2 in Township 17 South, Range 3 East of the Willamette Meridian and running thence North 157.37 feet to a point; thence South 750 00’00” East 327.82 feet to a point on the Westerly right-of-way line of the McKenzie Highway, said point being 30.00 feet from centerline when measured at right angles; thence along said
Westerly right-of-way tine, South 16041 ‘21” West 170.30 feet to a point; thence leaving said right-of-way line, North 80042117n West 103.19 feet to a point; thence North 570 1414” West 139.15 feet to a point; thence South 8802354” West 48.92 feet to the point of beginning, all in said Section 2, Lane County, OregonSubject Property Situs Address: 49545 McKenzie Hwy., Vida, OR 97488
Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by the Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statues 86.752(3); the default for which the foreclosure is made in Grantor’s failure to pay when due the following sums:
$168,371.09, plus accruing interest, late charges, fees, and attorney fees and costs, and all other costs, fees and expenses recoverable under the terms of the Note and related documents or under applicable law, until fully paid.
By reason of the default just described, the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable, those sums being the following, to wit:
$168,371.09, plus accruing interest, late charges, fees, and attorney fees and costs, and ail other costs, fees and expenses recoverable under the terms of the Note and related documents or under applicable law, until fully paid.
WHEREFORE, notice is hereby given that the undersigned Trustee will on January 30, 2026, at the hour of one o’clock (1 :OO), p.m., in accord with the standard of time established by ORS 187.110, at the Lane County Courthouse, at 125 East 8th Avenue, Eugene, Lane County, Oregon 97401, sell at public auction to the highest bidder for cash the interest in the real property described above which the Grantor had or had power to convey at the time of the execution by Grantor of the Trust Deed together with any interest which the Grantor or Grantors successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five (5) days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with Trustee and attomey fees not exceeding the amounts provided by ORS 86.778.
Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this Notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale.
In construing this Notice, the singular includes the plural, the word “Grantor” includes any successor in interest to the Grantor, as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, the words “Trustee” and “Beneficiary” include their respective successors in interest, if any.
Dated: November 20, 2025.
Patrick E. Doyle, PC, Trustee
429 N. Water Street,
Silverton, OR 97381
Telephone: (503) 874-1600
True Copy Certificate: I certify that I am the attorney or one of the attorneys for the abovenamed Trustee and that the foregoing is a complete and exact copy of the original Trustee’s Notice of Sale.
Published: 1/20/25, 11/27/25, 12/04/25, 12/11/25
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1026035-BB Reference is made to that certain deed made by, KEVIN L GOTTWIG as Grantor to U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as trustee, in favor of U.S. BANK, NATIONAL ASSOCIATION, as Beneficiary, dated 1/26/2007, recorded 3/5/2007, in official records of LANE County, Oregon as fee/file/instrument/microfilm/reception number 2007-014812 and subsequently assigned or transferred by operation of law to U.S. BANK NATIONAL ASSOCIATION covering the following described real property situated in said County, and State. APN: 1170420 17-06-25-20-02401 BEGINNING AT A POINT IN THE CENTER LINE OF COUNTY ROAD NO. 1078 AT A POINT 1791.80 FEET NORTH 89° 56’ 26” WEST OF THE CENTER LINE OF THE INTERSECTION OF COUNTY ROAD NO. 1078 AND COUNTY ROAD NO. 566, SAID POINT OF INTERSECTION BEING SOUTH 00° 03’ 34” WEST 687.00 FEET FROM THE NORTHEAST CORNER OF LOT 3, SECTION 25, TOWNSHIP 17 SOUTH, RANGE 6 WEST OF THE WILLAMETTE MERIDIAN, SAID POINT BEING THE TRUE POINT OF BEGINNING OF THE HEREIN DESCRIBED TRACT; THENCE CONTINUE ALONG SAID CENTERLINE OF SAID COUNTY ROAD NO. 1078, NORTH 89° 56’ 26” WEST 254.87 FEET; THENCE LEAVING SAID CENTERLINE AND RUN SOUTH 0° 03’ 34” WEST 30.00 FEET TO A 5/8 INCH IRON ROD MARKING THE SOUTHERLY RIGHT OF WAY LINE OF COUNTY ROAD NO. 1078; THENCE CONTINUE SOUTH 00° 03’ 34” WEST 250.0 FEET TO A POINT MARKED BY A 5/8 INCH IRON ROD; THENCE SOUTH 89° 56’ 26” EAST 251.54 FEET TO A 5/8 INCH IRON ROD IN AN EXISTING FENCE LINE; THENCE NORTH 00° 44’ 33” EAST ALONG SAID EXISTING FENCE LINE 250.02 FEET TO A 5/8 INCH IRON ROD MARKING THE SOUTHERLY RIGHT OF WAY LINE OF SAID COUNTY ROAD NO. 1078; THENCE CONTINUE NORTH 00° 44’ 33” EAST 30.00 FEET TO THE TRUE POINT OF BEGINNING, IN LANE COUNTY, OREGON. Commonly known as: 24722 HORN RD, ELMIRA, OR 97437-9761 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $6,558.44 TOTAL REQUIRED TO PAYOFF: $36,785.31 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 2/26/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due (if applicable) for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 3/11/2026 at the hour of 1:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the Front Entrance to the Lane County Courthouse, located 125 East 8th Avenue, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest KEVIN GOTTWIG 24722 HORN RD ELMIRA, OR 97437-9761 Original Borrower For Sale Information Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1026035-BB Dated: 10/28/2025 Quality Loan Service Corporation, as Trustee Signature By: Jeff Stenman, President Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0261239 11/27/2025 12/4/2025 12/11/2025 12/18/2025
PUBLIC NOTICE
REGULAR PUBLIC HEARING
The Cottage Grove Planning Commission will meet in regular session on Wednesday, December 17, 2025 at 6:00 p.m., City Hall Council Chambers & Virtually, 400 Main Street, Cottage Grove, OR 97424 to discuss the following items:
CITY OF COTTAGE GROVE – ZONE CHANGE (ZC 3-25) TO AMEND THE LAND USE MAP TO REZONE APPROXIMATELY 5,050 FEET OF RIGHT-OF-WAY, A PORTION OF HIGHWAY 99, TO RC – RESIDENTIAL COMMERCIAL, M – INDUSTRIAL, AND R1 – LOW DENSITY RESIDENTIAL. Applicant is seeking to rezone approximately 241 feet of right-of-way to RC – Residential Commercial, approximately 3,946 feet of right-of-way to M – Industrial, and approximately 863 feet of right-of-way to R1 – Low Density Residential, from RI – Rural Industrial, RR5 – Rural Residential, RC – Rural Commercial, and F2 – Impacted Forest. Relevant Criteria: 14.47.500 Criteria for Legislative & Quasi-Judicial Amendments. Applicant:
City of Cottage Grove, 400 E. Main St., Cottage Grove, OR 97424. Hearing Date: December 17, 2025 at 6:00 PM, Council Chambers and virtually (see www.cottagegroveor.gov for meeting link), Cottage Grove City Hall; 400 E Main Street, Cottage Grove, OR 97424.
Published: 11/27/25
PUBLIC NOTICE
COTTAGE GROVE
HISTORIC PRESERVATION COMMISSION
The Cottage Grove Historic Preservation Commission will meet in regular session on Monday, December 15, 2025 at 6:30 p.m., City Hall Council Chambers & Virtually, 400 Main Street, Cottage Grove, OR 97424 to discuss the following items:
CITY OF COTTAGE GROVE – HISTORIC ALTERATION (MAJOR) (HA 2-25) TO REMOVE EXISTING WOODEN ADA RAMP AND REPLACE IT WITH AN ADA LIFT AND STAIRCASE AT THE ARMORY. Applicant is seeking to remove an existing non-contributing wooden ADA ramp along the North facing exterior wall and replace it with an exterior ADA chair lift and staircase, to be placed on the Northwest side of the North facing wall. Relevant Criteria: 14.26.350 Historic Preservation Overlay District – Alterations of Locally Significant Historic Resources. Applicant: City of Cottage Grove, 400 E. Main St., Cottage Grove, OR 97424. Hearing Date: December 15, 2025 at 6:30 PM, Council Chambers and virtually (see www.cottagegroveor.gov for meeting link), Cottage Grove City Hall; 400 E Main Street, Cottage Grove, OR 97424.
Published: 11/27/25
IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR LANE COUNTY
PROBATE DEPARTMENT
In the Matter of the Estate of HILLARY JOHN HAIG, Decedent.
Case No. 25PB09770
NOTICE TO INTERESTED PERSONS
NOTICE IS HEREBY GIVEN that Richard L. Haig has been appointed Personal Representative. All persons having claims against the estate are required to present them to the Personal Representative at the law office of Vincent & Associates, Attn: Charles H. Vincent, P.O. Box 12221, Eugene, Oregon 97440 within four months after the date of publication of this notice or the claims may be barred.
All persons whose rights may be affected by the proceeding may obtain additional information from the records of the court, the Personal Representative or the attorney for the Personal Representative, Charles H. Vincent, Vincent & Associates, P.O. Box 12221, Eugene, Oregon 97440.
Date of Publication: November 27, 2025.
Personal Representative:
Richard L. Haig
34 Shining Willow Way, Unit 119
La Plata, MD 20646
Telephone: 240-419-7157
Attorney for
Personal Representative:
Charles H. Vincent, OSB# 941511
Vincent & Associates
P.O. Box 12221
Eugene, Oregon 97440
Telephone: 541-687-6765
Fax: 541-393-0726
Published: 11/27/25
NOTICE TO INTERESTED PERSONS
NOTICE IS HEREBY GIVEN that Pamela S. Landrum has been appointed Personal Representative of the Estate of James W. Closser, deceased, Lane County Circuit Court Case No. 25PB09937. All persons having claims against the estate are required to present them within four months from the date of publication of this Notice to the Personal Representative at Thorp, Purdy, Jewett, Urness & Wilkinson, P.C., 1011 Harlow Road, Suite 300, Springfield, Oregon 97477, or they may be barred.
Any person whose rights may be affected by these proceedings may obtain additional information from the records of the Court, the Personal Representative or from the Personal Representative’s attorneys.
DATED and published: November 27, 2025.
Published: 11/27/25
NOTICE TO INTERESTED PERSONS
CLAIMS against the Estate of John Frederick Gaupp, Lane County Circuit Court Case No. 25PB10041, are required to be presented, with proper vouchers, to the Personal Representative, Stephen Otto Gaupp, c/o Varner Jay Johns III, Attorney at Law, 777 High Street, Suite 300, Eugene, Oregon 97401, within four (4) months from November 27, 2025, the date of first publication, or such claims may be barred.
Any person whose rights may be affected by the proceeding may obtain additional information from the court records, the Personal Representative, or the attorneys for the Personal Representative.
Luvaas Cobb
Attorneys for
Personal Representative
777 High Street, Suite 300
Eugene, OR 97401
Published: 11/27/25
PUBLIC NOTICE
NOTICE OF THE SPRINGFIELD CITY COUNCIL MEETING TO HOLD A PUBLIC HEARING REGARDING EXEMPTION FROM COMPETITIVE BIDDING REQUIREMENTS FOR CONTRACT FOR CONSTRUCTION OF SPRINGFIELD
CITY HALL DEFERRED MAINTENANCE AND DEPARTMENT CONSOLIDATION
Notice is hereby given that the Springfield City Council will hold a public hearing on Monday, December 1, 2025 at 7:00 p.m. in the City Council Chambers, 225 Fifth Street, Springfield, Oregon to hear public testimony regarding the following resolution:
A RESOLUTION AUTHORIZING AN EXEMPTION TO BIDDING REQUIREMENTS PURSUANT TO ORS 279C.335(1) AND SPRINGFIELD PUBLIC CONTRACTING ORDINANCE SMC 2.700 THROUGH 2.713 FOR CONSTRUCTION OF THE SPRINGFIELD CITY HALL DEFERRED MAINTENANCE AND DEPARTMENT CONSOLIDATION PROJECT.
This public hearing is for the purpose of taking comments on the City of Springfield’s draft findings for the described exemption from the competitive bidding requirements. Any interested party may appear and present comment.
For additional information regarding this resolution contact Allyson Pulido, City Recorder, City Manager’s office, 225 Fifth Street, Springfield, OR 97477, phone (541) 726-3701, or email [email protected].
City Council meetings are public meetings where deliberations of the City Council will take place. All interested persons may appear to discuss issues before the Council. The meeting location is wheelchair-accessible. For the hearing-impaired, an interpreter can be provided with 48 hours notice prior to the meeting. To arrange for these services, contact the City Manager’s office at (541) 726-3700.
Dated this 27th day of November, 2025.
Allyson Pulido
City Recorder
City of Springfield
Published: 11/27/25
PUBLIC NOTICE
Notice of Lien Sale ORS 87.192
NOTICE is hereby given by All Star Mini Storage that a public lien sale by auction of the personal property stored in the spaces listed below will be held on December 18, 2025, at the hour of 11:00 a.m. at bid13.com. The property is stored at 5353 Main St., Springfield, OR.
The spaces and occupants are: 153 Levi Anderson, 81 Izzibella Dobsom & Joseph Haynes,107A Kylynn Romig, 9A James A Stoltz, 105A David Ellickson, 131 Jisan Baker, 63B Kylee Clark.
Published: 11/27/25, 12/04/25