Home and Garden

If you can afford to rent, you can probably afford to own


The cost of renting in many areas is greater than the cost to buy, including in Southern Lane County. Some may say that mortgage loans are impossible to obtain without perfect credit and 20 percent down. But do you want the real truth?
Read on and we'll cite the three basic factors for qualifying for a home loan.
Income: If you have a job or steady source of income you're off to a great start! If you're already able to pay your rent on time . . .