TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1026035-BB Reference is made to that certain deed made by, KEVIN L GOTTWIG as Grantor to U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as trustee, in favor of U.S. BANK, NATIONAL ASSOCIATION, as Beneficiary, dated 1/26/2007, recorded 3/5/2007, in official records of LANE County, Oregon as fee/file/instrument/microfilm/reception number 2007-014812 and subsequently assigned or transferred by operation of law to U.S. BANK NATIONAL ASSOCIATION covering the following described real property situated in said County, and State. APN: 1170420 17-06-25-20-02401 BEGINNING AT A POINT IN THE CENTER LINE OF COUNTY ROAD NO. 1078 AT A POINT 1791.80 FEET NORTH 89° 56’ 26” WEST OF THE CENTER LINE OF THE INTERSECTION OF COUNTY ROAD NO. 1078 AND COUNTY ROAD NO. 566, SAID POINT OF INTERSECTION BEING SOUTH 00° 03’ 34” WEST 687.00 FEET FROM THE NORTHEAST CORNER OF LOT 3, SECTION 25, TOWNSHIP 17 SOUTH, RANGE 6 WEST OF THE WILLAMETTE MERIDIAN, SAID POINT BEING THE TRUE POINT OF BEGINNING OF THE HEREIN DESCRIBED TRACT; THENCE CONTINUE ALONG SAID CENTERLINE OF SAID COUNTY ROAD NO. 1078, NORTH 89° 56’ 26” WEST 254.87 FEET; THENCE LEAVING SAID CENTERLINE AND RUN SOUTH 0° 03’ 34” WEST 30.00 FEET TO A 5/8 INCH IRON ROD MARKING THE SOUTHERLY RIGHT OF WAY LINE OF COUNTY ROAD NO. 1078; THENCE CONTINUE SOUTH 00° 03’ 34” WEST 250.0 FEET TO A POINT MARKED BY A 5/8 INCH IRON ROD; THENCE SOUTH 89° 56’ 26” EAST 251.54 FEET TO A 5/8 INCH IRON ROD IN AN EXISTING FENCE LINE; THENCE NORTH 00° 44’ 33” EAST ALONG SAID EXISTING FENCE LINE 250.02 FEET TO A 5/8 INCH IRON ROD MARKING THE SOUTHERLY RIGHT OF WAY LINE OF SAID COUNTY ROAD NO. 1078; THENCE CONTINUE NORTH 00° 44’ 33” EAST 30.00 FEET TO THE TRUE POINT OF BEGINNING, IN LANE COUNTY, OREGON. Commonly known as: 24722 HORN RD, ELMIRA, OR 97437-9761 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $6,558.44 TOTAL REQUIRED TO PAYOFF: $36,785.31 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 2/26/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due (if applicable) for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 3/11/2026 at the hour of 1:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the Front Entrance to the Lane County Courthouse, located 125 East 8th Avenue, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest KEVIN GOTTWIG 24722 HORN RD ELMIRA, OR 97437-9761 Original Borrower For Sale Information Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1026035-BB Dated: 10/28/2025 Quality Loan Service Corporation, as Trustee Signature By: Jeff Stenman, President Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0261239 11/27/2025 12/4/2025 12/11/2025 12/18/2025
TRUSTEE’S NOTICE OF SALE
File No. 25-00751OR Reference is made to that certain deed of trust made by Trevor Preston, as grantor, to BLANK ON THE ORIGINAL DEED OF TRUST, as trustee, in favor of Mortgage Electronic Registration Systems, Inc., as designated nominee for Summit Funding, Inc., beneficiary of the security instrument, its successors and assigns, as beneficiary, dated July 11, 2023, recorded July 12, 2023, in the records of Lane County, Oregon, under instrument No. 2023-019870, and subsequently assigned or transferred by operation of law to Freedom Mortgage Corporation, covering the following described real property situated in the above-mentioned county and state: LOT 5, BLOCK 6, FOREST HILLS FIRST ADDITION, AS PLATTED AND RECORDED IN FILE 73, SLIDE 451, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON. APN: 17-06-36-31-01600 Commonly known as: 24715 Forest Ct., Veneta, OR 97487 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary and no appointments of a successor trustee have been made, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $29,205.33 TOTAL REQUIRED TO PAYOFF: $332,612.49 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: 1. The installments of principal and interest which became due on December 1, 2024, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that Affinia Default Services, LLC, the undersigned trustee will on February 25, 2026 at the hour of 10:00 AM (PST), as established by section 187.110, Oregon Revised Statues, Inside the main lobby of the Lane County Courthouse, 125 E 8th Ave, Eugene, OR 97401, County of Lane, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information, contact Xome at (800) 758-8052 or www.xome.com. In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Affinia Default Services, LLC. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. Pursuant to the Fair Debt Collection Practices Act, you are advised that Affinia Default Services, LLC may be deemed to be a debt collector and any information obtained may be used for that purpose. File No.: 25-00751OR Dated: 10/23/2025 Affinia Default Services, LLC By: /s/ Phally Eng Name: Phally Eng Title: Foreclosure Processor Trustee’s Mailing Address: Affinia Default Services, LLC 16000 Christensen Rd., Suite 310 Tukwila, WA 98188 Phone Number: (503) 836-3799 Trustee’s Physical Address: Affinia Default Services, LLC 10151 SE Sunnyside Road, Suite 490 Clackamas, OR 97015 Email: [email protected] NPP0479933 To: CRESWELL CHRONICLE 12/04/2025, 12/11/2025, 12/18/2025, 12/25/2025
TRUSTEE’S NOTICE OF SALE
LLG 23-129160 A default has occurred under the terms of a trust deed made by Katie N. Carpenter, whose address is 1152 Olympic Street, Springfield, OR 97477 as grantor to Western Title & Escrow Company, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Northwest Community Credit Union, its successors and assigns, as named Beneficiary, dated December 10, 2020, recorded December 15, 2020, in the mortgage records of Lane County, Oregon, as Instrument No. 2020-073828, Peak Credit Union, fka Twinstar Credit Union is the present Beneficiary as defined by ORS 86.705(2), as covering the following described real property: Lot 17, Block 10, NORTHGATE FIFTH ADDITION, as platted and recorded in Book 22, Page 3, Lane County Oregon Plat Records, in Lane County, Oregon. COMMONLY KNOWN AS: 1152 Olympic Street, Springfield, OR 97477. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.752(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: Monthly payments in the sum of $1,646.02, from January 1, 2025 and monthly payments in the sum of $1,592.83, from February 1, 2025, plus prior accrued late charges in the amount of $556.90, plus the sum of $1,081.47 for advances, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns. By reason of said default the beneficiary has declared all sums owing on the obligation that the trust deed secures immediately due and payable, said sum being the following, to-wit: $237,392.20, together with accrued interest in the sum of $6,629.17, through October 23, 2025; further interest thereon at the rate of 3.125% per annum from October 24, 2025, plus prior accrued late charges in the amount of $556.90, plus the sum of $1,590.26 for advances, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns. WHEREFORE, notice hereby is given that the undersigned trustee will on March 11, 2026, at the hour of 1:00 PM PT, in accord with the standard time established by ORS 187.110, inside the main lobby of the Lane County Courthouse, located at 125 East 8th Avenue, in the City of Eugene, OR, County of Lane, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor has or had power to convey at the time of the execution of said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given to any person named in ORS 86.778 that the right exists, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by paying to the beneficiary of the entire amount due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligations or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s fees and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Notice is further given that reinstatement or payoff quotes requested pursuant to ORS 86.786 and ORS 86.789 must be timely communicated in a written request that complies with that statute, addressed to the trustee’s “Reinstatements/Payoffs – ORS 86.786” either by personal delivery or by first class, certified mail, return receipt requested, to the trustee’s address shown below. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.logs.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Also, please be advised that pursuant to the terms stated on the Deed of Trust and Note, the beneficiary is allowed to conduct property inspections while property is in default. This shall serve as notice that the beneficiary shall be conducting property inspections on the said referenced property. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. The Fair Debt Collection Practice Act requires that we state the following: This is an attempt to collect a debt, and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings: This shall not be construed to be an attempt to collect the outstanding indebtedness or hold you personally liable for the debt. Dated: 10/27/2025 LOGS LEGAL GROUP LLP, Successor Trustee 1499 SE Tech Center Place, Suite 255, Vancouver, WA 98683 www.logs.com Telephone: (360) 260-2253 Toll-free: 1-800-970-5647 LLG 23-129160 NPP0480541 To: CRESWELL CHRONICLE 12/04/2025, 12/11/2025, 12/18/2025, 12/25/2025
TRUSTEE’S NOTICE OF SALE
TS No. OR08000118-25-1 APN 1812104 | 1703164204600 TO No 250461823-OR-MSI Reference is made to that certain Trust Deed made by, TEO RAMIREZ PENA, SINGLE MAN as Grantor to FIDELITY NATIONAL TITLE INSURANCE COMPANY as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for ANGEL OAK MORTGAGE SOLUTIONS LLC, Beneficiary of the security instrument, its successors and assigns, dated as of May 17, 2022 and recorded on May 17, 2022 as Instrument No. 2022-022098 and the beneficial interest was assigned to Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as Trustee of Angel Oak Mortgage Trust 2023-7, Mortgage-Backed Certificates, Series 2023-7 and recorded August 28, 2025 as Instrument Number 2025-027044 of official records in the Office of the Recorder of Lane County, Oregon to-wit: APN: 1812104 | 1703164204600 LOT 110, HAWTHORNE ESTATES P.U.D. SECOND ADDITION, AS PLATTED AND RECORDED JANUARY 7, 2008, DOCUMENT NO. 2008-001057, LANE COUNTY DEEDS AND RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 3334 AMHERST WAY, EUGENE, OR 97408 Both the Beneficiary, Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as Trustee of Angel Oak Mortgage Trust 2023-7, Mortgage-Backed Certificates, Series 2023-7, and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: Failed to pay payments which became due Monthly Payment(s): 7 Monthly Payment(s) from 04/01/2025 to 10/31/2025 at $5,892.51 Total Late Charge(s): Total Late Charge(s) at $500.04 By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $723,741.24 together with interest thereon at the rate of 6.99900% per annum from March 1, 2025 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on March 16, 2026 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, inside the main lobby of the Lane County Courthouse, 125 E 8th Ave, Eugene, OR 97401 County of Lane, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/30/2025 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 NPP0480878 To: CRESWELL CHRONICLE 12/04/2025, 12/11/2025, 12/18/2025, 12/25/2025
TRUSTEE’S NOTICE OF SALE
TS No. OR07000154-25-1 APN 1795198 || 21-35-16-00-01200 TO No 3601209 TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, RUSSELL T MICHAELS as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for REVERSE MORTGAGE FUNDING LLC, Beneficiary of the security instrument, its successors and assigns, dated as of February 24, 2021 and recorded on March 1, 2021 as Instrument No. 2021-013993 and the beneficial interest was assigned to LONGBRIDGE FINANCIAL, LLC, ITS SUCCESSORS AND ASSIGNS and recorded May 23, 2025 as Instrument Number 2025-015170 of official records in the Office of the Recorder of Lane County, Oregon to-wit: APN: 1795198 || 21-35-16-00-01200 LOT 5, SALMON CREEK ESTATES, PHASE I, IN THE CITY OF OAKRIDGE, AS PLATTED AND RECORDED MAY 23, 2007, RECEPTION NO. 2007034897, LANE COUNTY DEEDS AND RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 76154 COHO LANE, OAKRIDGE, OR 97463 Both the Beneficiary, Longbridge Financial, LLC, and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: Failed to pay the principal balance which became all due and payable based upon the failure to pay taxes and/or insurance, pursuant to paragraph 8.1 (iii) under the Note, and pursuant to paragraph 7.2 of the Deed of Trust. By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $166,635.00 together with interest thereon from March 10, 2025 until paid; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on March 11, 2026 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, inside the main lobby of the Lane County Courthouse, 125 E 8th Ave, Eugene, OR 97401 County of Lane, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/23/2025 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 NPP0480460 To: CRESWELL CHRONICLE 12/04/2025, 12/11/2025, 12/18/2025, 12/25/2025
SUMMONS BY PUBLICATION
SUMMONS BY PUBLICATION Case No.: 25CV51078 IN THE CIRCUIT COURT OF THE STATE OF OREGON FOR THE COUNTY OF LANE PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. UNKNOWN HEIRS AND DEVISEES OF SUSAN M RAY AKA SUSAN MARIE RAY AKA SUSAN RAY; COREY RAY; CURTIS WAYNE RAY; RAY KLEIN INC. DBA PROFESSIONAL CREDIT SERVICE; OCCUPANTS OF THE PROPERTY, Defendants. TO: Unknown Heirs and Devisees of Susan M Ray aka Susan Marie Ray aka Susan Ray You are hereby required to appear and defend the Complaint filed against you in the above entitled cause within thirty (30) days from the date of service of this summons upon you, and in case of your failure to do so, for want thereof, Plaintiff will apply to the court for the relief demanded in the Complaint.
NOTICE TO DEFENDANT: READ THESE PAPERS CAREFULLY!
You must “appear” in this case or the other side will win automatically. To “appear” you must file with the court a legal paper called a “motion” or “answer.” The “motion” or “answer” (or “reply”) must be given to the court clerk or administrator within 30 days of the date of first publication specified herein along with the required filing fee. It must be in proper form and have proof of service on the plaintiff’s attorney or, if the plaintiff does not have an attorney, proof of service on the plaintiff. If you have questions, you should see an attorney immediately. If you need help in finding an attorney, you may call the Oregon State Bar’s Lawyer Referral Service at (503) 684-3763 or toll-free in Oregon at (800) 452-7636. If you are a veteran of the armed forces, assistance may be available from a county veterans’ service officer or community action agency. Contact information for a local county veterans’ service officer and community action agency may be obtained by calling the 2-1-1 information service. Additionally, contact information for a service officer appointed under ORS 408.410 for the county in which you live and contact information for a community action agency that serves your area can be found by visiting the following link: https://www.oregon.gov/odva/services/pages/county-services.aspx and selecting your county. You can also access a list of Veterans Services for all Oregon counties by visiting the following link: https://www.oregon.gov/odva/Services/Pages/All-Services-Statewide.aspx. The relief sought in the Complaint is the foreclosure of the property located at 810 E Monroe Ave, Cottage Grove, OR 97424. Date of First Publication: McCarthy & Holthus, LLP Grace Chu OSB No. 220848 920 SW 3rd Ave, 1st Floor Portland, OR 97204 Phone: (971) 201-3200 [email protected] Of Attorneys for Plaintiff IDSPub #0261511 11/20/2025 11/27/2025 12/4/2025 12/11/2025
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1019903-BF Reference is made to that certain deed made by, ARNOLD J. BUDDING AND JOY LYNN BUDDING, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY, as trustee, in favor of OREGON PACIFIC BANK, as Beneficiary, dated 5/8/2007, recorded 5/15/2007, in official records of LANE County, Oregon in book/reel/volume No. and/or as fee/file/instrument/microfilm/reception number 2007-032757 and subsequently assigned or transferred by operation of law to LoanCare, LLC covering the following described real property situated in said County, and State. APN: 18-12-27-23-09400 1173697 LOT 580, GREENTREES FIRST ADDITION, AS PLATTED AND RECORDED IN BOOK 70, PAGE 12, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 1601 N RHODODENDRON DR SPACE 580, FLORENCE, OR 97439 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $9,073.97 TOTAL REQUIRED TO PAYOFF: $54,274.90 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 1/1/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 2/25/2026 at the hour of 1:00pm, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the Front Entrance to the Lane County Courthouse, located 125 East 8th Avenue, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest ARNOLD BUDDING 1601 N RHODODENDRON DR SPACE 580 FLORENCE, OR 97439 Original Borrower JOY BUDDING 1601 N RHODODENDRON DR SPACE 580 FLORENCE, OR 97439 Original Borrower For Sale Information Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1019903-BF Dated: 10/9/2025 Quality Loan Service Corporation, as Trustee Signature By: Daniel Lazos, Assistant Secretary Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0250862 11/13/2025 11/20/2025 11/27/2025 12/4/2025
TRUSTEE’S NOTICE OF SALE
TS No. OR08000109-25-1 APN 0204113 || 17-03-25-21-11300 TO No 92443554 Reference is made to that certain Trust Deed made by, PAUL H. MCLAUGHLIN as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for CITADEL SERVICING CORPORATION DBA ACRA LENDING, Beneficiary of the security instrument, its successors and assigns, dated as of September
8, 2021 and recorded on September
13, 2021 as Instrument No. 2021-059442 and the beneficial interest was assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF THE MFA 2022-NQM1 TRUST and recorded June 5, 2025 as Instrument Number 2025-016436 of official records in the Office of the Recorder of Lane County, Oregon to-wit: APN: 0204113 || 17-03-25-21-
11300 BEGINNING AT A POINT IN THE EAST LINE OF THE WILLIAM SPENCER DONATION LAND CLAIM NO. 50, NOTIFICATION NO. 3265, TOWNSHIP 17 SOUTH, RANGE 3 WEST OF THE WILLAMETTE MERIDIAN, 40.33 CHAINS NORTH OF THE SOUTHEAST CORNER OF SAID CLAIM; SAID POINT BEING AT THE INTERSECTION OF THE CENTER LINE OF COUNTY ROAD
NO. 1141 WITH THE CENTER LINE
OF COUNTY ROAD NO. 667, SAID
POINT BEING ALSO ON THE LINE
BETWEEN SECTIONS 24 AND 25, SAID TOWNSHIP AND RANGE; RUN THENCE WEST ALONG SAID
SECTION LINE 18.655 CHAINS TO
THE POINT OF BEGINNING OF THIS TRACT; FROM SAID POINT OF BEGINNING RUN SOUTH PARALLEL WITH EAST LINE OF SAID SPENCER DONATION LAND CLAIM 459.88 FEET; THENCE WEST PARALLEL WITH THE ABOVE DESCRIBED SECTION LINE 94.71 FEET; THENCE NORTH
PARALLEL WITH EAST LINE OF SAID SPENCER DONATION LAND CLAIM 459.88 FEET AND THENCE EAST ALONG SAID SECTION LINE 94.71 FEET TO POINT OF BEGINNING, IN LANE COUNTY, OREGON.EXCEPT THAT PORTION CONVEYED TO LANE COUNTY, A POLITICAL SUBDIVISION, BY WARRANTY DEED RECORDED AUGUST 14, 1991, DOCUMENT NO. 91-038736, OFFICIAL RECORDS. Commonly known as: 1589 HAYDEN BRIDGE ROAD, SPRINGFIELD, OR 97477 Both the Beneficiary, Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as Trustee of the MFA 2022- NQM1 Trust, and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: Failed to pay payments which became due Monthly Payment(s): 8 Monthly Payment(s) from 03/01/2025 to 10/15/2025 at $1,870.85 Total Late Charge(s): Total Late Charge(s) at $607.36 By this reason of said default the Beneficiary has declared
all obligations secured by said Trust
Deed immediately due and payable,
said sums being the following, to-wit: The sum of $261,241.73 together with interest thereon at the rate of 5.24900% per annum from February 1, 2025 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of
said Trust Deed. Wherefore, notice is hereby given that, the undersigned
Trustee will on February 23, 2026 at the hour of 10:00 AM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, inside the main lobby of the Lane County Courthouse, 125 E 8th Ave, Eugene, OR 97401 County of Lane, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure
proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/07/2025 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252- 8300 NPP0480055 To: CRESWELL CHRONICLE 11/13/2025, 11/20/2025, 11/27/2025, 12/04/2025
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1020675-RM Reference is made to that certain deed made by, NATHAN R LARSON as Grantor to CLEAR RECON CORP, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”), as nominee for GUILD MORTGAGE COMPANY, its successors and assigns, as Beneficiary, dated 11/13/2018, recorded 11/15/2018, in official records of LANE County, Oregon in book/reel/volume No. and/or as fee/file/instrument/microfilm/reception number 2018-053212 and subsequently assigned or transferred by operation of law to NewRez LLC d/b/a Shellpoint Mortgage Servicing covering the following described real property situated in said County, and State. APN: 0358240 17-04-11-14-02112 LOT 1, BLOCK 2, RIVER LOOP SUBDIVISION, AS PLATTED AND RECORDED IN BOOK 31, PAGE 4, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 3088 DALEWOOD ST, EUGENE, OR 97404 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $15,672.62 TOTAL REQUIRED TO PAYOFF: $201,048.30 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 3/1/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 3/11/2026 at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statues, At the Front Entrance to the Lane County Courthouse, located 125 East 8th Avenue, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest NATHAN LARSON 3088 DALEWOOD ST EUGENE, OR 97404 Original Borrower For Sale Information Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1020675-RM Dated: 10/14/2025 Quality Loan Service Corporation, as Trustee Signature By: Jeff Stenman, President Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0250972 11/20/2025 11/27/2025 12/4/2025 12/11/2025
TRUSTEE’S NOTICE OF SALE
TS No. OR09000038-25-1 APN 0816379 | 1901142403600 TO No 250302129-OR-MSI TRUSTEE’S NOTICE OF SALE Reference is made to that certain Trust Deed made by, ROBERT LEE ERSPAMER as Grantor to CASCADE TITLE as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for BANK OF THE PACIFIC, Beneficiary of the security instrument, its successors and assigns, dated as of September 28, 2020 and recorded on October 2, 2020 as Instrument No. 2020-056375 and the beneficial interest was assigned to SELECT PORTFOLIO SYSTEMS, INC. and recorded August 1, 2023 as Instrument Number 2023-022239 of official records in the Office of the Recorder of Lane County, Oregon to-wit: APN: 0816379 | 1901142403600 BEGINNING AT A POINT SOUTH 82° 56` EAST 332.53 FEET FROM THE NORTHWEST CORNER OF TRACT NO. 34 OF MEADOWS ADDITION TO LOWELL, OREGON, A 1 1/2 INCH IRON PIPE; AND PROCEEDING THENCE SOUTH 82° 56` EAST 70.18 FEET; THENCE SOUTH 04° 12` WEST 241,41 FEET; THENCE WEST 13.14 FEET; THENCE NORTH 61.85 FEET; THENCE WEST 56.50 FEET; THENCE NORTH 05° 23` EAST 188.37 FEET TO THE POINT OF BEGINNING, IN LANE COUNTY, OREGON. Commonly known as: 340 E MAIN ST, LOWELL, OR 97452 Both the Beneficiary, SELECT PORTFOLIO SERVICING, INC., and the Trustee, Nathan F. Smith, OSB #120112, have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. The default for which the foreclosure is made is the Grantor’s failure to pay: Failed to pay payments which became due Total Monthly Payment(s): Total Monthly Payment(s) from 01/01/2025 to 10/08/2025 at $10,497.68 Total Late Charge(s): Total Late Charge(s) at $187.20 By this reason of said default the Beneficiary has declared all obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: The sum of $163,534.09 together with interest thereon at the rate of 2.87500% per annum from December 1, 2024 until paid; plus all accrued late charges thereon; and all Trustee’s fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said Trust Deed. Wherefore, notice is hereby given that, the undersigned Trustee will on February 25, 2026 at the hour of 01:00 PM, Standard of Time, as established by Section 187.110, Oregon Revised Statues, Front Entrance, Lane County Courthouse, 125 East 8th Avenue, Eugene, OR 97401 County of Lane, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of the execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee’s or attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Trust Deed, at any time prior to five days before the date last set for sale. Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this notice that some residential property sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “Grantor” includes any successor in interest to the Grantor as well as any other persons owing an obligation, the performance of which is secured by said Trust Deed, the words “Trustee” and “Beneficiary” includes their respective successors in interest, if any. Dated: 10/02/2025 By: Nathan F. Smith, OSB #120112 Successor Trustee Malcolm & Cisneros, A Law Corporation Attention: Nathan F. Smith, OSB #120112 c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 NPP0479707 To: CRESWELL CHRONICLE 11/13/2025, 11/20/25, 11/27/25, 12/04/25
TRUSTEE’S NOTICE OF SALE
Reference is made to that certain Trust Deed made by VIDA LEA, LLC, an Oregon limited liability company, as Grantor, to Fidelity National Title Company as Trustee, in favor of Scott A. Jackson as beneficiary, dated June 2, 2022, recorded on June 3, 2022, in the Records of Lane County, Oregon, as Instrument No. 2022-024728, covering the following described real property situated in the above-mentioned county and state, to wit:
Beginning at a point 566.53 feet North and 641.30 feet East of the Southwest corner of Section 2 in Township 17 South, Range 3 East of the Willamette Meridian and running thence North 157.37 feet to a point; thence South 750 00’00” East 327.82 feet to a point on the Westerly right-of-way line of the McKenzie Highway, said point being 30.00 feet from centerline when measured at right angles; thence along said
Westerly right-of-way tine, South 16041 ‘21” West 170.30 feet to a point; thence leaving said right-of-way line, North 80042117n West 103.19 feet to a point; thence North 570 1414” West 139.15 feet to a point; thence South 8802354” West 48.92 feet to the point of beginning, all in said Section 2, Lane County, OregonSubject Property Situs Address: 49545 McKenzie Hwy., Vida, OR 97488
Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by the Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statues 86.752(3); the default for which the foreclosure is made in Grantor’s failure to pay when due the following sums:
$168,371.09, plus accruing interest, late charges, fees, and attorney fees and costs, and all other costs, fees and expenses recoverable under the terms of the Note and related documents or under applicable law, until fully paid.
By reason of the default just described, the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable, those sums being the following, to wit:
$168,371.09, plus accruing interest, late charges, fees, and attorney fees and costs, and ail other costs, fees and expenses recoverable under the terms of the Note and related documents or under applicable law, until fully paid.
WHEREFORE, notice is hereby given that the undersigned Trustee will on January 30, 2026, at the hour of one o’clock (1 :OO), p.m., in accord with the standard of time established by ORS 187.110, at the Lane County Courthouse, at 125 East 8th Avenue, Eugene, Lane County, Oregon 97401, sell at public auction to the highest bidder for cash the interest in the real property described above which the Grantor had or had power to convey at the time of the execution by Grantor of the Trust Deed together with any interest which the Grantor or Grantors successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including a reasonable charge by the Trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five (5) days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with Trustee and attomey fees not exceeding the amounts provided by ORS 86.778.
Without limiting the Trustee’s disclaimer of representations or warranties, Oregon law requires the Trustee to state in this Notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale.
In construing this Notice, the singular includes the plural, the word “Grantor” includes any successor in interest to the Grantor, as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, the words “Trustee” and “Beneficiary” include their respective successors in interest, if any.
Dated: November 20, 2025.
Patrick E. Doyle, PC, Trustee
429 N. Water Street,
Silverton, OR 97381
Telephone: (503) 874-1600
True Copy Certificate: I certify that I am the attorney or one of the attorneys for the abovenamed Trustee and that the foregoing is a complete and exact copy of the original Trustee’s Notice of Sale.
Published: 1/20/25, 11/27/25, 12/04/25, 12/11/25
TRUSTEE’S NOTICE OF SALE
T.S. No.: OR-25-1027140-SW Reference is made to that certain deed made by, WAYNE RICHARD HAFDAHL, A SINGLE MAN as Grantor to FIRST AMERICAN TITLE, as trustee, in favor of CITIFINANCIAL, INC., as Beneficiary, dated 2/22/2008, recorded 3/3/2008, in official records of LANE County, Oregon in book/reel/volume No. and/or as fee/file/instrument/microfilm/reception number 2008-011839 and subsequently assigned or transferred by operation of law to JPMorgan Chase Bank, NA as Successor By Merger to J.P. Morgan Mortgage Acquisition Corp. covering the following described real property situated in said County, and State. APN: 0185973 1703213409500 LOT 1, BLOCK 6, FIRST ADDITION TO RANDALLS’ SUBDIVISION, AS PLATTED AND RECORDED IN BOOK 18, PAGE 3, LANE COUNTY OREGON PLAT RECORDS, IN LANE COUNTY, OREGON. Commonly known as: 890 LEIGH ST, EUGENE, OR 97401 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.752(3) of Oregon Revised Statutes. There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $10,193.80 TOTAL REQUIRED TO PAYOFF: $84,117.28 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The installments of principal and interest which became due on 6/1/2025, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that QUALITY LOAN SERVICE CORPORATION, the undersigned trustee will on 3/16/2026 at the hour of 10:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, Inside the main lobby of the Lane County Courthouse, located 125 E 8th Ave, Eugene, OR 97401 County of LANE, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest THERESA HAFDAHL 890 LEIGH ST EUGENE, OR 97401 WAYNE HAFDAHL 890 LEIGH ST EUGENE, OR 97401 Original Borrower For Sale Information Call: 916-939-0772 or Login to: www.nationwideposting.com In construing this notice, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by QUALITY LOAN SERVICE CORPORATION. If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771. TS No: OR-25-1027140-SW Dated: 11/4/2025 Quality Loan Service Corporation, as Trustee Signature By: Jeff Stenman, President Trustee’s Mailing Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 Toll Free: (866) 925-0241 Trustee’s Physical Address: Quality Loan Service Corporation 2763 Camino Del Rio South San Diego, CA 92108 Toll Free: (866) 925-0241 IDSPub #0261372 12/4/2025 12/11/2025 12/18/2025 12/25/2025
NOTICE TO INTERESTED PERSONS
NOTICE IS HEREBY GIVEN that Terrence L. Graves has been appointed Personal Representative of the Estate of Linda Joy Graves, deceased, Lane County Circuit Court Case No. 25PB10065. All persons having claims against the estate are required to present them within four months from the date of publication of this Notice to the Personal Representative at Thorp, Purdy, Jewett, Urness & Wilkinson, P.C., 1011 Harlow Road, Suite 300, Springfield, Oregon 97477, or they may be barred.
Any person whose rights may be affected by these proceedings may obtain additional information from the records of the Court, the Personal Representative or from the Personal Representative’s attorneys.
DATED and published: December 4, 2025.
/s/ Terrence L. Graves
Personal Representative
Published: 12/04/25
PUBLIC NOTICE
Notice of Lien Sale ORS 87.192
NOTICE is hereby given by All Star Mini Storage that a public lien sale by auction of the personal property stored in the spaces listed below will be held on December 18, 2025, at the hour of 11:00 a.m. at bid13.com. The property is stored at 5353 Main St., Springfield, OR.
The spaces and occupants are: 153 Levi Anderson, 81 Izzibella Dobsom & Joseph Haynes,107A Kylynn Romig, 9A James A Stoltz, 105A David Ellickson, 131 Jisan Baker, 63B Kylee Clark.
Published: 11/27/25, 12/04/25