Dear Editor,
Throughout the decades of my employable years I never knew if there would be job security from day to day. Commission incomes are highly variable, never fixed. Now, receiving Social Security, I finally have a “fixed” guaranteed income which increases for inflation, not exactly fixed. While I have no pension, many pensions are adjusted upwards for inflation. The only fixed incomes I know of are annuities, some older pensions, some trust accounts, and…



